by Ariful | Mar 17, 2026 | EU VAT Updates
Know Your Numbers: The 2026 VAT Registration Thresholds
In Ireland, VAT registration isn’t always optional. The Irish Revenue Commissioners set specific turnover limits that trigger mandatory registration. As of 2026, these thresholds remain a critical benchmark for every business operating within the state.
- Supplying Goods: If your annual turnover from the sale of goods exceeds €85,000, you must register.
- Supplying Services: If your turnover from providing services exceeds €42,500, registration becomes mandatory.
- Intra-Community Acquisitions: If you are an Irish business purchasing more than €41,000 worth of goods from other EU member states in a calendar year, you must register even if your sales are below the other thresholds.
Crucial Insight: The Rolling 12-Month Rule
Don’t wait for the end of the calendar year to check your numbers. Revenue calculates turnover on a rolling 12-month basis. If your sales in any consecutive 12-month period hit the limit, you have a legal obligation to register immediately. Failure to do so can result in back-dated VAT bills and significant penalties.
Non-Resident Businesses: The Zero Threshold Rule
If you are a non-resident business—meaning you have no physical establishment, office, or “fixed place of business” in Ireland—the rules are even stricter. For non-residents making taxable supplies in Ireland, there is no registration threshold.
This means you must register for VAT before you make your very first sale to an Irish customer. This is particularly relevant for cross-border e-commerce sellers who store goods in Irish warehouses (like Amazon FBA) or provide digital services.
The Cross-Border Shift: Distance Selling and OSS
For businesses selling to customers across the EU, including Ireland, the One-Stop Shop (OSS) scheme remains the gold standard for compliance in 2026. If your total cross-border sales of goods and digital services to consumers (B2C) across the entire EU exceed €10,000, you must charge VAT based on the customer’s location.
You can choose to register for VAT in Ireland specifically or utilize the OSS VAT system to report all your EU-wide sales through a single return in your home country. If you are a UK or US-based business, managing these nuances requires a dedicated e-commerce accountant to ensure you aren’t overpaying or missing filings.
Step-by-Step: How to Register for VAT in Ireland
Registering for VAT in Ireland is a formal process that requires precision. Mistakes in your application can lead to delays of several weeks.
1. Identify Your Business Structure
Your registration form depends on how your business is set up:
- Sole Traders and Partnerships: Use Form TR1.
- Limited Companies: Use Form TR2.
- Non-Resident Entities: Use Form TR1(FT) or TR2(FT).
2. Choose Your Registration Tier
In Ireland, you must select a registration tier:
- Tier 1: For domestic trading only. You cannot engage in zero-rated intra-community supplies (buying or selling between EU countries).
- Tier 2: Necessary if you plan to trade with other EU member states. This tier requires more rigorous checks by Revenue, often including proof of transport or contracts.
3. Submit via ROS
For Irish-based businesses, the process is handled through the Revenue Online Service (ROS). Non-resident businesses usually need to submit paper applications to the specialized Wexford office. Online applications typically take about 10 working days, while paper forms can take up to a month.
Essential Documentation Checklist
To avoid the dreaded “request for further information” from Revenue, ensure you have these details ready:
- Proof of Identity: PPSN for individuals or CRO (Companies Registration Office) number for firms.
- Business Bank Account: You must provide details of a functional business account.
- Description of Activities: A clear summary of what you sell and to whom.
- Evidence of Trade: This is the most common sticking point. Revenue wants to see signed contracts, purchase invoices, lease agreements, or website links.
- Directors’ Residence: For companies, proof of where the decision-makers are located is vital.
Post-Registration: Managing Your VAT Compliance
Once you receive your ‘IE’ prefixed VAT number, your journey is just beginning. Being VAT-registered brings ongoing responsibilities.
Issuing Compliant Invoices
Every invoice you issue must now meet strict Irish Revenue standards. This includes showing your VAT number, the VAT rate applied, and the total tax charged.
Filing Deadlines (Form VAT3)
Most businesses file VAT returns every two months. Your return (Form VAT3) and the accompanying payment must be submitted by the 19th of the month following the end of the taxable period. For example, VAT for January and February is due by March 19th.
The Annual Return of Trading Details (RTD)
In addition to your regular filings, you must submit an annual RTD. This form summarizes your total purchases and sales for the year, broken down by VAT rate. It doesn’t involve a payment, but it is mandatory for maintaining a good standing with Revenue.
Why Consider Voluntary Registration?
Even if you haven’t hit the €85,000 or €42,500 thresholds, you can choose to register voluntarily.
Why would you do this?
- Reclaim Input VAT: If you are starting a business and have high setup costs (equipment, stock, rent), being VAT-registered allows you to reclaim the VAT paid on those expenses.
- Professional Credibility: Many B2B clients prefer dealing with VAT-registered entities.
- Future-Proofing: It saves you from the last-minute scramble of registering once you suddenly hit the thresholds.
by Ariful | Mar 17, 2026 | UK Updates
The New Reality of UK VAT Rates
Understanding VAT is the foundation of any successful eCommerce strategy. In 2026, the standard UK VAT rate remains at 20%. This applies to the vast majority of goods sold online, including electronics, fashion, and homeware. However, misclassifying your products can lead to heavy penalties or lost revenue.
- Standard Rate (20%): Most retail goods.
- Reduced Rate (5%): Items like children’s car seats and certain energy-saving materials.
- Zero Rate (0%): Most unprocessed food, children’s clothes, and printed books.
Pro Tip: Always verify your product category. Applying 20% to a zero-rated item makes you uncompetitive, while applying 0% to a standard-rated item creates a massive tax debt. If you are scaling globally, understanding the specifics of French VAT or other regions is equally vital for your pricing strategy.
Registration Thresholds: Are You Over the Limit?
The rules for when you must register for VAT depend entirely on where your business is “established.”
For UK-Based Sellers
If your business is physically located in the UK, the VAT registration threshold for 2026 stands at £90,000. Once your taxable turnover exceeds this amount in any rolling 12-month period, you must register. Don’t wait until the end of the financial year to check; monitor your rolling turnover monthly to avoid late registration fines.
For Non-UK (Overseas) Sellers
If you are an overseas seller with no physical office in the UK but you store goods in a UK warehouse (like Amazon FBA), the threshold is £0. You must register for UK VAT before you make your very first sale. HMRC has ramped up its cooperation with online marketplaces to identify non-compliant overseas sellers, so ensure your registration is active from day one.
The 2026 Cross-Border Shake-up: Customs and Duty
The most significant change for 2026 involves how we trade with our neighbours in the EU. A major reform is currently reshaping the fashion and retail sectors: the abolition of the EU’s €150 customs duty exemption starting in July 2026.
What does this mean for you? Previously, small shipments under €150 entered the EU duty-free. With this exemption gone, import VAT and customs duties apply to almost all shipments. This levels the playing field against ultra-low-cost overseas competitors, but it also means you must be ready for:
- VAT at Checkout: HMRC and EU authorities now prefer VAT to be collected at the point of sale rather than on delivery.
- Increased Compliance: You will likely need to use schemes like the Import One-Stop Shop (IOSS) to manage these low-value consignments efficiently.
- Pricing Adjustments: You must factor in these duties now to ensure your “landed cost” doesn’t eat your entire profit margin.
Making Tax Digital (MTD): No More Spreadsheets
By 2026, Making Tax Digital is no longer an “option”: it is the standard. HMRC requires all VAT-registered businesses to keep digital records and use functional compatible software to submit their returns.
If you are still manually entering data into spreadsheets, you are at risk. Digital links are mandatory, meaning the data must flow from your sales platform (Shopify, Amazon, eBay) into your accounting software without “cut and paste” intervention. This is why hiring eCommerce accountants who understand the tech stack is a game-changer for your sanity.
Avoiding the Dreaded HMRC Investigation
HMRC is using more sophisticated AI tools in 2026 to flag inconsistencies in tax returns. Discrepancies between what you report and what your payment processor (Stripe, PayPal) reports are the fastest way to trigger an audit.
To stay off the radar:
- Reconcile Daily: Ensure your bookkeeping matches your bank feeds and marketplace statements.
- Claim Correct Expenses: Only claim what is “wholly and exclusively” for business. You can find a detailed list of self-assessment tax expenses you should claim to stay compliant.
- Be Transparent: If you make a mistake, disclose it to HMRC before they find it. Voluntary disclosure usually results in much lower penalties.
Learn more about how to avoid HMRC self-assessment tax investigations to keep your business running smoothly.
Marketplace Responsibility: The “Full Disclosure” Era
If you sell on Amazon, eBay, or Etsy, remember that these platforms are legally “deemed suppliers” for VAT purposes in many cases. This means the marketplace often collects the VAT from the customer and pays it to HMRC directly.
However, this does not exempt you from record-keeping. You must still report these sales on your VAT return as “zero-rated” or “deemed” sales to ensure your total turnover is accurately reflected. Failure to do this can make it look like you are under-reporting your business size, which leads to unwanted questions from tax authorities.
Checklist: Your 2026 Compliance Action Plan
To thrive this year, follow this structured approach to your UK accounting:
- Audit Your VAT Rates: Review your entire product catalogue to ensure the 20% or 0% rates are applied correctly.
- Check Your Thresholds: If you’re approaching £90,000, start the registration process early.
- Update Your Cross-Border Strategy: If you ship to the EU, prepare for the July 2026 duty changes now.
- Go Fully Digital: Move away from manual records and ensure your software is MTD-compliant.
- Review Overseas Obligations: If you are a non-UK entity, ensure you have a valid UK VAT number and EORI number.
by Ariful | Mar 17, 2026 | European VAT
Step 1: Master the UK Market (The £0 Threshold Trap)
For many Shopify sellers, the UK is either their home base or their first major international target. If you are a UK-based business, you likely know about the £90,000 VAT registration threshold. You can operate under this limit without registering, though many choose to register early to reclaim input VAT on stock and shipping costs.
However, if you are an international seller (e.g., based in the USA or EU) selling to UK customers via Shopify, the rules are different. There is a £0 threshold for non-resident sellers. This means from your very first sale to a UK customer, you have a legal obligation for VAT registration in the UK.
Why a Specialized Shopify Accountant Matters
Shopify does a great job of collecting tax at checkout, but it does not file it for you. This is where working with a Shopify accountant becomes vital. Ensure that your Shopify tax settings are configured correctly so you aren’t paying the tax out of your own margins. Taking your raw Shopify data and transforming it into accurate HMRC filings allows you to focus on sourcing and marketing.
Step 2: Navigate the European Union (OSS and IOSS)
The EU is a massive market, but with 27 different member states, the tax landscape used to be a nightmare. Thankfully, the EU introduced “One Stop Shop” (OSS) and “Import One Stop Shop” (IOSS) to simplify things for digital sellers.
The €10,000 Micro-Business Threshold
If you are an EU-based business, you can take advantage of the €10,000 threshold. Until your total sales across all other EU countries exceed this amount, you charge your local country’s VAT rate. Once you hit €10,001, you must charge the VAT rate of the country where your customer is located.
Implementing OSS and IOSS
For non-EU sellers, or EU sellers who have outgrown the micro-business threshold, these schemes are game-changers:
- OSS (One Stop Shop): Allows you to register for VAT in one EU country and file a single quarterly return for all B2C sales across the entire EU.
- IOSS (Import One Stop Shop): Designed for sellers shipping goods from outside the EU (like the UK or China) with a value under €150. This allows for “green channel” customs clearance, meaning your customer doesn’t get hit with a surprise tax bill upon delivery.
If you are using Amazon FBA alongside your Shopify store, you might need to consider Amazon Pan-European VAT strategies, especially if you are moving stock between warehouses in different countries.
Step 3: Conquering the USA (The Nexus Challenge)
The US doesn’t have a national VAT. Instead, it has a fragmented system of state and local sales taxes. Scaling your Shopify store into the US requires an understanding of “Nexus.”
Physical vs. Economic Nexus
- Physical Nexus: You have an obligation to collect sales tax if you have an office, warehouse, or employee in a state.
- Economic Nexus: Following the Wayfair decision, states can require you to collect sales tax if you exceed a certain amount of revenue or a certain number of transactions (often $100,000 or 200 transactions) in that state.
Managing 50 different states, each with its own rules, requires professional support to navigate correctly. A compliance partner can act as your global compliance engine by taking your transaction data from Shopify and handling the registrations and filings across the various US jurisdictions.
Step 4: Growth in Canada and Australia
As you move into Canada (GST/HST) and Australia (GST), the principles remain similar but the thresholds change.
- Canada: You generally need to register once your worldwide taxable sales exceed CAD $30,000 over four consecutive quarters.
- Australia: The threshold is AUD $75,000.
Both countries require precise reporting. A full compliance suite for these regions means you don’t just get advice on what to do: the filings are executed for you. This cross-border currency and finance management is essential to maintain healthy cash flow while expanding.
Step 5: The Modular Approach – Test Before You Commit
One of the biggest mistakes Shopify sellers make is trying to register everywhere at once. This creates a massive administrative burden before the sales even justify it.
A modular tax service approach means you don’t have to sign up for a full-suite accounting package for a country you are just testing.
- Want to test the German market? Handle just your German VAT filings.
- Moving into Australia? Add GST filings as a standalone service.
This “pay-as-you-grow” model allows you to keep your overheads low while ensuring you never fall foul of local tax authorities. You focus on the product-market fit while the compliance infrastructure is put in place.
Your Shopify Compliance Checklist
To ensure your cross-border expansion is a success, follow this checklist:
- Audit Your Current Sales: Use Shopify reports to see where your customers are located.
- Check Thresholds: Are you approaching the €10,000 EU limit or the $100,000 US state limits?
- Update Tax Settings: Ensure Shopify is set to “Collect Tax” in the regions where you are registered.
- Register Early for the UK: If you are a non-resident, remember the £0 threshold.
- Choose a Compliance Partner: Move away from manual spreadsheets. You need a system where data flows from Shopify to a tax expert who handles the filing.
How a Global Tax Compliance Service Supports Your Empire
A modern global tax compliance service is not a traditional tax consultancy that gives you a 50-page report and leaves you to figure it out. The relationship with clients is built on operational execution.
- You provide the data: Integration with your Shopify store and other sales channels.
- Compliance is completed: The team handles the bookkeeping, tax calculations, and VAT/GST/sales tax filings on an ongoing basis.
- Global Reach: Coverage across multiple jurisdictions including the UK, Sweden, and other key markets globally.
by Ariful | Mar 17, 2026 | US Updates
Navigating the American Tax Landscape in 2026
Navigating the American tax landscape in 2026 feels less like a seasonal chore and more like a high-stakes strategy game. For international sellers, digital agencies, and fast-growing SMEs, the IRS isn’t just an authority you check in with every April; it is a dynamic entity that updates its rules, digital tools, and enforcement priorities almost daily.
If you are operating a business with US interests, staying ahead of these changes is no longer optional: it is your secret weapon for maintaining profitability and avoiding the dreaded audit. At Sterlinx Global, we see daily tax monitoring as the heartbeat of our compliance suite. When we handle your data, we aren’t just filing forms; we are translating daily IRS shifts into actionable compliance for your brand.
The 2026 Tax Season: A New Digital Frontier
As of Tuesday, 10th of March 2026, we are officially in the thick of the filing season. The IRS has set the deadline for Wednesday, April 15, 2026. However, the “standard” filing process has been replaced by a much more integrated, digital-first approach.
The IRS has significantly expanded its Individual Online Account features, allowing you to view balance dues, payment histories, and tax records in real-time. For international business owners, this level of transparency is vital. It allows us to verify that the data you provide matches exactly what the IRS expects to see, reducing the friction that often leads to processing delays.
Why “Daily” Matters for International Sellers
For many businesses, tax compliance is a “rear-view mirror” activity. You look back at what happened last year and try to fix it. But in 2026, the IRS is operating with more data and faster processing speeds than ever before.
Daily updates matter because:
- Threshold Changes: Nexus triggers for sales tax and income tax liabilities can shift based on new state-level interpretations or federal guidance.
- New Deductions: The 2026 filing season introduced Schedule 1-A, which includes landmark changes such as no tax on tips and no tax on overtime. If your payroll isn’t adjusted to reflect these daily, you are overpaying.
- Audit Triggers: The IRS uses AI-driven algorithms to spot discrepancies. Daily record-keeping ensures that your data is “audit-ready” every single day.
Key 2026 Provisions You Need to Know
The current tax year has brought about some of the most significant changes for taxpayers in over a decade. Whether you are a US-based entity or an international seller with a US LLC, these updates directly impact your bottom line.
The Rise of Schedule 1-A
The introduction of Schedule 1-A is a game-changer for the 2025/2026 tax returns. This schedule allows for specific claims that were previously unheard of:
- No Tax on Overtime and Tips: This is designed to provide immediate relief to the workforce but requires meticulous payroll reporting to ensure compliance.
- Enhanced Senior Deductions: For business owners in the silver economy, these enhanced deductions offer a significant reduction in taxable income.
- Car Loan Interest Deductions: Certain car loan interests are now deductible under specific conditions, providing a boost for businesses with heavy logistics or sales-force requirements.
Digital Tools as a Compliance Shield
The IRS has deployed more than 200 extended Taxpayer Assistance Centers this year. While these provide in-person help, the real power lies in the “Where’s My Refund” tool and the enhanced e-filing capabilities. At Sterlinx Global, we leverage these digital endpoints to ensure that when we file on your behalf, the status is tracked every step of the way.
It is essential to remember that e-filing is now the gold standard. Paper filings are increasingly scrutinized and subject to much longer processing times. To keep your cash flow healthy, you must prioritize digital submission and direct deposit.
Protecting Your Business from IRS Audits
The word “audit” sends shivers down the spine of most business owners. However, if you treat compliance as a daily operational task rather than a year-end emergency, an audit becomes a manageable process rather than a disaster.
We have seen that many international sellers struggle with the nuances of US record-keeping. Whether it is managing sales tax across 50 different states or ensuring your corporate filings are up to date, the complexity is high. This is why we recommend reviewing our guide on how to survive the IRS audits in USA to understand the proactive steps you can take today.
Mitigating Risk Through Real-Time Data
Risk mitigation isn’t about hiding; it’s about being transparent and organized. By providing us with your data on an ongoing basis, we can identify potential red flags before the IRS does. This includes:
- Checking for inconsistencies in income reporting.
- Ensuring Sales Tax collected matches the nexus requirements of each state.
- Verifying that all international disclosures (such as FBAR or Form 5472 for foreign-owned LLCs) are filed accurately.
Sterlinx Global: Your Partners in Daily Compliance
At Sterlinx Global, we don’t just offer advice; we deliver compliance. Our operating model is designed for the modern business. You provide the raw data: sales reports, expenses, and payroll info: and we take care of the heavy lifting.
Our suite of services covers:
- Bookkeeping and Tax Calculations: Real-time processing to keep your books balanced.
- VAT/GST and Sales Tax Filings: Specialized support for the US, UK, Canada, and Australia.
- Year-End Accounts: Seamless transition from daily record-keeping to finalized annual reports.
We understand that for an international seller, the US market is a land of opportunity, but the tax code can feel like a barrier. We act as your bridge, ensuring that your tax compliance (even if you aren’t a school!) is handled with the same rigor and attention to detail that we apply across all our specialized sectors.
The International Seller’s Checklist for March 2026
To stay ahead of the April 15 deadline, here is a quick checklist to ensure you are on the right track:
- Register for an IRS Online Account: This allows you to see what the IRS sees.
- Verify Your Nexus: Have your sales in any US state exceeded the economic threshold (usually $100,000 or 200 transactions) in the last quarter?
- Prepare Schedule 1-A Data: If you have US employees, ensure your overtime and tip data is separated and ready for the new deductions.
- Check International Disclosure Requirements: If you are a non-resident owning a US LLC, ensure your Form 5472 and Pro Forma 1120 are ready.
- Audit Your Record Keeping: Ensure you have digital copies of all receipts and invoices. Our guide on record keeping offers excellent foundational tips that apply to any business entity.
Leveraging Professional Compliance Delivery
Managing tax shouldn’t take you away from growing your brand. This is why a Global Tax Compliance Suite is more effective than traditional tax advice.
by Ariful | Mar 17, 2026 | E-Commerce
What Exactly is Open Banking in 2026?
In simple terms, Open Banking is a secure way for you to provide your financial service providers (like Sterlinx Global) access to your banking data via Application Programming Interfaces (APIs).
Instead of downloading CSV files or printing bank statements to send to your accountant, your bank “talks” directly to your accounting software. This creates a seamless, encrypted flow of data that updates in real-time. In 2026, this has evolved into “Open Finance,” covering not just your business current account, but also corporate cards, credit lines, and even tax accounts.
1. Real-Time Cash Flow: Your New Business Superpower
The biggest frustration for any business owner used to be the “data lag.” You would make decisions based on numbers that were three weeks old. By the time your bookkeeper reconciled the previous month, the market had already moved.
With API-driven accounting, your dashboard is live. You can see your exact position across multiple jurisdictions instantly. This is particularly vital for companies managing cross-border currency and finances. When your UK bank, your US Neo-bank, and your European VAT accounts are all synced, you gain a “God-view” of your enterprise.
The Benefit: You can spot a cash flow dip before it happens, allowing you to adjust spending or chase invoices immediately.
2. The Death of Manual Data Entry
Manual data entry is not just boring; it is dangerous. Human error is the leading cause of tax non-compliance and financial mismanagement. In the 2026 ecosystem, if you are manually typing in transaction details, you are wasting valuable time.
Open Banking feeds automatically categorize your spending. Whether it’s a software subscription, a stock purchase, or a travel expense, the system recognizes the vendor and assigns it to the correct ledger. At Sterlinx Global, we leverage these high-speed feeds to ensure your records are kept up-to-date daily. This means when it’s time for UK tax filings, the data is already there, verified and ready.
3. Automated Reconciliation: Near-Zero Human Intervention
Reconciliation used to be the “big job” at the end of the quarter. It involved matching bank statements against invoices to ensure everything balanced.
Today, AI-powered reconciliation tools use Open Banking data to match payments to invoices the second they hit your account.
- Customer pays an invoice? The system matches the amount and reference, marking the invoice as “Paid” and updating your P&L instantly.
- Supplier takes a Direct Debit? The system attaches the digital receipt and reconciles the transaction.
This speed allows us to provide a full-suite compliance service that feels invisible. You run the business; the data handles the heavy lifting.
4. Enhanced Security and Control
A common worry for SMEs is: “Is it safe to give my data access via an API?”
The answer is a resounding yes. In fact, it is significantly safer than the old way of working. Previously, business owners might share login credentials or email sensitive PDF statements: both are major security risks.
Open Banking uses “read-only” access. This means your accounting system (and your partners at Sterlinx) can see the transactions to account for them, but they cannot move money or authorize payments. You retain full control through your banking app, and you can revoke access at any time with a single click.
5. Faster Access to Capital and Credit
In 2026, banks and alternative lenders no longer ask for three years of audited accounts to approve a small business loan. Instead, they request a temporary Open Banking link.
By analyzing your real-time transaction data, lenders can assess your “affordability” in minutes rather than months. This “continuous credit underwriting” means that if your SaaS business has a surge in MRR (Monthly Recurring Revenue), you can unlock growth capital almost instantly to fund your next marketing campaign or hire.
How Sterlinx Global Leverages the FinTech Revolution
We aren’t a traditional, “paper-and-pen” tax firm. Sterlinx Global is a tech-driven compliance suite. We don’t just “do your taxes”; we manage your financial data flow to ensure you are always compliant, no matter where you sell.
Whether you are expanding through Amazon Pan-European VAT or setting up a new entity for non-UK residents, our systems sit on top of your FinTech stack.
Our Global Compliance Matrix:
- UK, Ireland, USA, Canada, Australia: We provide a Full Compliance Suite (Bookkeeping, Tax Calculations, VAT/GST/Sales Tax Filings, and Year-End Accounts).
- European Union (Germany, France, Spain, Italy, Netherlands, etc.): We provide expert VAT registration and filing services to keep your cross-border trade seamless.
Checklist: Is Your SME Ready for the Open Banking Era?
To fully take advantage of the 2026 FinTech landscape, you should ensure your business meets these criteria:
- Cloud-Native Accounting: Are you using a platform that supports direct API bank feeds?
- Integrated Banking: Does your bank offer robust Open Banking connections? (Most UK neo-banks and major high-street banks now do).
- Digital Receipt Management: Are you using an app to snap photos of receipts so they can be matched to your bank feed automatically?
- Cross-Border Ready: If you sell internationally, do you have multi-currency accounts that sync into one central ledger?
- Proactive Partner: Is your accounting partner using your live data to keep you compliant, or are they still asking for paperwork at the end of the year?
FAQ: Open Banking and Your Bookkeeping
Does Open Banking mean my accountant can spend my money?
No. Open Banking APIs for bookkeeping are “read-only.” We can see the transaction data required to complete your filings and accounts, but we have no power to move funds or manage your banking.
Will this work for my US or Australian entities?
Yes! While the term “Open Banking” started in the UK and EU, the underlying principle of secure API data access is now standard across the US, Canada, and Australia. The technology enables seamless compliance reporting across all these jurisdictions.
